Flexible Qualification Options
At Peter Karlin – Powered by Go Rascal Inc., our Non-QM loans are designed with flexibility in mind. We understand that not every borrower fits the conventional mold, which is why we offer solutions that accept alternative documentation like bank statements, 1099s, or asset statements. Whether you’re self-employed, have irregular income, or unique financial circumstances, we provide qualification methods that work for you — not against you.
Solutions for Self-Employed & Entrepreneurs
Traditional loans often overlook the complexity of self-employed income. Our Non-QM loans are perfect for business owners, freelancers, and independent contractors in New York and New Jersey. Instead of rigid income verification, we review your full financial picture to deliver a mortgage that reflects your true earning power. No W-2s? No problem — we’ll tailor a solution that matches your lifestyle and goals.
Credit Event Forgiveness
Life happens — and sometimes that includes credit challenges. If you’ve experienced a recent foreclosure, bankruptcy, or late payments, our Non-QM program offers a second chance. We focus on your current financial stability rather than your past, helping you secure a loan even when traditional lenders say no. Powered by Go Rascal Inc., we believe in forward-thinking lending that supports your comeback.
Experience the Peter Karlin –
Powered by Go Rascal Inc. Advantage
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Tailored loan solutions for every financial profile, including Non-QM and self-employed borrowers
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Licensed expertise in New York and New Jersey with deep local market knowledge
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Streamlined digital application and fast pre-approvals to simplify your journey
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Access to a wide range of loan options including FHA, DSCR, Jumbo, Reverse, and ITIN programs
Ideal for Investors & High-Net-Worth Borrowers
Non-QM loans are also a great fit for real estate investors and high-net-worth individuals seeking asset-based lending options. At Peter Karlin – Powered by Go Rascal Inc., we offer financing that doesn’t rely solely on income — your assets can tell your story. Whether you’re building a portfolio or purchasing a second home, we’ll customize a loan solution that aligns with your investment strategy.
Why Choose Peter Karlin – Powered by Go Rascal Inc.
At Peter Karlin – Powered by Go Rascal Inc., we go beyond traditional lending to bring you personalized mortgage solutions backed by innovation, integrity, and industry expertise. Whether you’re a first-time buyer, an investor, or a homeowner looking to refinance, we tailor each loan to meet your specific needs and goals. With deep roots in New York and New Jersey, and a wide range of programs including Non-QM, DSCR, FHA, and Jumbo loans, we simplify the process while maximizing your options.
We are known for
Customized mortgage solutions for diverse borrower profiles
Expert guidance in Non-QM, DSCR, ITIN, and Foreign National loans
Transparent communication and seamless loan processing
Licensed expertise in New York and New Jersey with a client-first approach
"FAQs"
We offer a wide range of mortgage options including Non-QM Loans, DSCR Loans, Bank Statement Loans, FHA Loans, Conventional Loans, Reverse Mortgages, Foreign National Loans, ITIN Loans, HELOCs, and Jumbo Loans — all designed to meet diverse borrower needs.
Peter Karlin – Powered by Go Rascal Inc. is licensed to serve clients in both New York and New Jersey.
Yes. We specialize in programs like Bank Statement Loans, 1099-based lending, and Non-QM options, making homeownership possible for self-employed individuals and those with alternative income sources.
Absolutely. We provide tailored loan programs specifically designed for foreign national borrowers looking to invest or purchase homes in the U.S.
You can begin by contacting us through our website or phone to schedule a free consultation. We’ll guide you step-by-step through pre-approval, document collection, and securing the right loan for your situation.
Your Trusted Mortgage Partner, Powered by Go Rascal Inc.
At Peter Karlin – Powered by Go Rascal Inc., we believe in building lasting relationships through trust, clarity, and personalized guidance. Whether you’re a first-time homebuyer, a seasoned investor, or someone with unique income documentation needs, our expert team is here to simplify the lending process.
