Designed for Self-Employed Borrowers

Traditional income documentation doesn’t always reflect your true earnings—especially if you’re a business owner or freelancer. Our Bank Statement Loans at Peter Karlin – Powered by Go Rascal Inc. allow you to qualify for a mortgage using 12 to 24 months of personal or business bank statements instead of tax returns. It’s a smarter lending solution that respects your unique financial situation.

Flexible Documentation, Reliable Financing

Bank Statement Loans are perfect for individuals with complex income streams or large write-offs on their taxes. We evaluate your actual cash flow, providing the flexibility you need without compromising on the quality of financing. Powered by Go Rascal Inc., we ensure a smooth and transparent loan process from start to finish.

Ideal for Entrepreneurs and Gig Workers

Whether you’re a contractor, consultant, or own a small business, this loan program is designed for people like you. At Peter Karlin – Powered by Go Rascal Inc., we understand the nuances of non-traditional employment and provide loan solutions that work with—not against—your financial profile.

Experience the Peter Karlin –
Powered by Go Rascal Inc. Advantage

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Tailored loan solutions for every financial profile, including Non-QM and self-employed borrowers

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Licensed expertise in New York and New Jersey with deep local market knowledge

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Streamlined digital application and fast pre-approvals to simplify your journey

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Access to a wide range of loan options including FHA, DSCR, Jumbo, Reverse, and ITIN programs

Competitive Rates Without Tax Return Hassles

Just because you’re self-employed doesn’t mean you should pay more. Our Bank Statement Loans offer competitive interest rates, flexible terms, and fast approvals. With no need to submit tax returns, W-2s, or pay stubs, you can secure financing with less stress and more confidence, all powered by Go Rascal Inc.

Why Choose Peter Karlin – Powered by Go Rascal Inc.

At Peter Karlin – Powered by Go Rascal Inc., we go beyond traditional lending to bring you personalized mortgage solutions backed by innovation, integrity, and industry expertise. Whether you’re a first-time buyer, an investor, or a homeowner looking to refinance, we tailor each loan to meet your specific needs and goals. With deep roots in New York and New Jersey, and a wide range of programs including Non-QM, DSCR, FHA, and Jumbo loans, we simplify the process while maximizing your options. 

We are known for

 Customized mortgage solutions for diverse borrower profiles

Expert guidance in Non-QM, DSCR, ITIN, and Foreign National loans

Transparent communication and seamless loan processing

Licensed expertise in New York and New Jersey with a client-first approach

"FAQs"

We offer a wide range of mortgage options including Non-QM Loans, DSCR Loans, Bank Statement Loans, FHA Loans, Conventional Loans, Reverse Mortgages, Foreign National Loans, ITIN Loans, HELOCs, and Jumbo Loans — all designed to meet diverse borrower needs.

Peter Karlin – Powered by Go Rascal Inc. is licensed to serve clients in both New York and New Jersey.

Yes. We specialize in programs like Bank Statement Loans, 1099-based lending, and Non-QM options, making homeownership possible for self-employed individuals and those with alternative income sources.

Absolutely. We provide tailored loan programs specifically designed for foreign national borrowers looking to invest or purchase homes in the U.S.

You can begin by contacting us through our website or phone to schedule a free consultation. We’ll guide you step-by-step through pre-approval, document collection, and securing the right loan for your situation.

Your Trusted Mortgage Partner, Powered by Go Rascal Inc.

At Peter Karlin – Powered by Go Rascal Inc., we believe in building lasting relationships through trust, clarity, and personalized guidance. Whether you’re a first-time homebuyer, a seasoned investor, or someone with unique income documentation needs, our expert team is here to simplify the lending process.