Non QM Loans
Non-Qualified Mortgage (Non-QM) loans provide flexible financing options for individuals who may not meet standard lending guidelines but still want to purchase or refinance property. Whether you are a self-employed professional, a small business owner, a real estate investor, or someone with unique income documentation, Non-QM loans open the door to homeownership and investment opportunities.
Customizable Loan Options
From interest-only payments to DSCR loans for investors, Non-QM mortgages provide personalized solutions that align with long-term financial goals and investment strategies.
By choosing a Non-QM loan, Brooklyn buyers and investors can enjoy the freedom and flexibility of financing tailored to their needs, rather than being restricted by rigid lending rules.
Access to Financing for Non-Traditional Borrowers
Self-employed professionals, freelancers, and small business owners often face challenges with conventional loans. Non-QM programs make it possible for these borrowers to secure financing using bank statements, assets, or alternative income sources.
Experience the Team Karlin –
Powered by Go Rascal Inc. Advantage
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Tailored loan solutions for every financial profile, including Non-QM and self-employed borrowers
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Licensed expertise in New York and New Jersey with deep local market knowledge
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Streamlined digital application and fast pre-approvals to simplify your journey
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Access to a wide range of loan options including FHA, DSCR, Jumbo, Reverse, and ITIN programs
Faster Recovery from Credit Events
Life happens—bankruptcy, foreclosure, or short sales may temporarily impact credit. Non-QM lenders allow borrowers to re-enter the housing market much sooner, offering second chances for those who are financially ready.
Why Choose Team Karlin – Powered by Go Rascal Inc.
At Team Karlin – Powered by Go Rascal Inc., we go beyond traditional lending to bring you personalized mortgage solutions backed by innovation, integrity, and industry expertise. Whether you’re a first-time buyer, an investor, or a homeowner looking to refinance, we tailor each loan to meet your specific needs and goals. With deep roots in New York and New Jersey, and a wide range of programs including Non-QM, DSCR, FHA, and Jumbo loans, we simplify the process while maximizing your options.
We are known for
Customized mortgage solutions for diverse borrower profiles
Expert guidance in Non-QM, DSCR, ITIN, and Foreign National loans
Transparent communication and seamless loan processing
Licensed expertise in New York and New Jersey with a client-first approach
"FAQs"
We offer a wide range of mortgage options including Non-QM Loans, DSCR Loans, Bank Statement Loans, FHA Loans, Conventional Loans, Reverse Mortgages, Foreign National Loans, ITIN Loans, HELOCs, and Jumbo Loans — all designed to meet diverse borrower needs.
Peter Karlin – Powered by Go Rascal Inc. is licensed to serve clients in both New York and New Jersey.
Yes. We specialize in programs like Bank Statement Loans, 1099-based lending, and Non-QM options, making homeownership possible for self-employed individuals and those with alternative income sources.
Absolutely. We provide tailored loan programs specifically designed for foreign national borrowers looking to invest or purchase homes in the U.S.
You can begin by contacting us through our website or phone to schedule a free consultation. We’ll guide you step-by-step through pre-approval, document collection, and securing the right loan for your situation.
Your Trusted Mortgage Partner, Powered by Go Rascal Inc.
At Team Karlin – Powered by Go Rascal Inc., we believe in building lasting relationships through trust, clarity, and personalized guidance. Whether you’re a first-time homebuyer, a seasoned investor, or someone with unique income documentation needs, our expert team is here to simplify the lending process.
